Pre-Need Planning

While some circumstances may force people to make arrangements, the staff of Happy Valley Memorial Park encourages families to plan ahead. The death of a loved one is a tragedy every household experiences. Most families will find themselves poorly prepared to deal with the problems, indecision, and cost a death forces on them. The decision to prearrange your cemetery and funeral needs today is very economically sound, although the strongest reasons to prearrange are love and peace of mind. Below we have highlighted some of the benefits you might consider with regards to preplanning:

1.    Togetherness
A husband and wife can share their choices and decide together, therefore saving loved ones heartache, expense and inconvenience at the time of death.

2.    Satisfaction
On a prearrangement basis, a family burial estate or memorial can be selected by all family members, thus guaranteeing everyone’s satisfaction.

3.    Price Freezing
Based on the last five decades, we know the cost of cemetery and funeral arrangements will continue to increase. Prearrangement allows the cost to be frozen at today’s prices.

4.    Conserves Insurance
Life insurance is for the living, not the deceased. Most life insurance is purchased to allow a family time to adjust to the loss of income that a death causes. If prearrangements are not made, a large amount of insurance proceeds can be spent on cemetery and funeral items, adding financial burdens to loved ones left behind.

5.    Payments
Funeral and memorialization costs are expenses every individual must plan to pay. These needs can be met today out of current income through budget payments. Payment at the time of death traditionally must be made on a cash basis.

6.    Peace of Mind
When a death occurs in any family or among friends, the grief is tremendous and the healing time very long. Prearrangements will have a positive impact on your family and friends simply because you have made your own decisions. The peace of mind provides benefits far beyond the dollars spent.